Real Estate Loans: No Guesswork Allowed
For VA, FHA, and USDA loans, lenders require certified lab results, including bacteria testing for Total Coliform and E. coli, and in some cases nitrate analysis. Proper documentation showing compliance is mandatory.
DIY test strips are not accepted and can result in loan denial. Period.
Bottom Line
DIY test strips are fine for curiosity—but they do not protect your health, your family, or your real estate transaction. Only professional, certified well water testing counts when it matters.
Why Test Strips Aren’t Enough for Your Private Well
Well Water Testing: Why Test Strips Aren’t Enough for Your Private Well
If you rely on a private well, your water is your responsibility. Unlike city water, private wells are not monitored by the government. That means no routine testing, no automatic alerts, and no safety net if something goes wrong.
Many homeowners start with DIY test strips like the one shown above. They’re cheap, fast, and easy—but here’s the hard truth:
Test strips are screening tools, not proof your water is safe.

